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Personal loans for a new car, holiday, debt consolidation, you decide then apply online.
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Low Fee Personal Loans


Whether you need to consolidate debts, go on a nice holiday, buy a new car or improve your home, below are some of the best products on the Australian market. Review your options, select the best personal loans for your needs, then apply online.

If you already have an existing personal loan then we have a great offer for you. Transfer your current high interest personal loans to Personal Credit and pay only 7.9% pa for the life of the loan. With most personal loan rates still being over 14% and interest rates still rising no matter what the Reverse Bank does, why not lock in at 7.9%? Click here for more information.


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Citibank Personal Credit

"New" Citibank Personal Loans


If you currently are paying a high interest rate on your personal loan then Citibank Personal Credit is the answer. If you transfer your current personal loan and/or credit cards to this product you pay an amazingly low 7.9% p.a. until its paid off. Now that's Debt Consolidation at a great rate.

 
Apply for the new Citibank Personal Loan product and get a response in 60 seconds. You could have your money within 48 hours. Does any low rate personal loan deliver faster?? If you are looking to finance a new car, a dream holiday or a home makeover, a Citibank Personal Loan can help you get what you want time and time again.

Citibank Personal Credit
Citibank Personal Credit
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Key Features for Citibank Personal Credit:
  • Low rate of 7.9% p.a.* for life on balance transfers†. You can transfer both non-citibank personal loans and credit cards and pay only 7.9% for life. This is the best offer on the market.
  • 14.99% p.a. ongoing saves you even more - Unlike a traditional personal loan product you are not locked into fixed monthly payments. You only pay interest on what part of the loan you are using.
  • None of the everyday transactional fees#
  • Credit limits from $5,000-$25,000^
 
Citibank Personal CreditCitibank Personal Loan
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Key Features for New Citibank Personal Loans product:
  • APPLY TODAY and you could have your money within 48 hours. Wow!
  • EASY to apply with a response in 60 seconds.
  • Minimum income required of $30,000 and you must have a good credit rating.
  • SAVE with low rates from 13.24% p.a.* (comp. rate 13.65% p.a.ø) You get a fixed rate, so sign up now and avoid more rate rises.
  • SAVE even more with 0.50% p.a. off your rate with Loanguard.
  • FREEDOM to re-draw on your loan.

Citibank ReadyCredit

Aussie Personal Loans


ReadyCredit is an unsecured line of credit you can use every day, with NO set-up, ATM or ongoing fees# and a low competitive rate, start saving from day one and have money to spend on other things.

 
Aussie now offers Personal Loans for anything you like.

Citibank ReadyCredit
Citibank ReadyCredit
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Key Features for Citibank ReadyCredit:
  • 2.9% p.a. for 6 months on purchases and cash advances
  • 2.9% p.a. on balance transfers
  • Save with NO annual, transaction, ATM/EFTPOS or cash advance fees#.
  • Credit limits from $5,000-$25,000^
  • Citicard (Visa Debit) and cheque book access
 
Aussie Personal Loans
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Key Features for Aussie Personal Loans:
  • Aussie great rates are from only 12.99% p.a. (Comparison rate 13.21% p.a.)*
  • Fixed monthly repayments
  • You set the term of the loan
  • The application is easy and approval takes as little as 24 hours





Personal Loan Articles

Personal Loans vs Credit Cards
Is Debt Consolidation Right for You?
Personal Loans: Not just for cars anymore
Dissecting a Line of Credit
Paying off Your Personal Loan
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Reasonable efforts are made to maintain accurate information. However, information is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit terms and conditions on the issuer's web site.

Transfer your personal loan and pay only 7.9% pa for life! Compare the best personal loans for you needs then apply online.